Billionaire CEO Of GreenSky Credit Never Graduated From High School But Made a Fortune

Posted on June 18, 2018 By

GreenSky Credit is a financial technology company that is valued at an astonishing three billion dollars with over one million customers. GreenSky Credit provides the necessary technology to banks that allow them to easily and effectively give customers loans. GreenSky Credit services loans for over a dozen banks across the United States. According to an estimate by Forbes, the company will have $250 million in revenue this year with profit margins over 25%. CEO David Zalik is the driving force behind the company’s success.

David Zalik doesn’t fit the profile of your average billionaire. The son of immigrants, Zalik didn’t graduate high school, much less the ivy school education most of America’s wealthy are accustomed to. Nonetheless, the highly determined and savvy teenager started buying computer parts from distribution centers, assembling computers, and selling them for a $900 profit with each sale. His business grew and at age 22, he sold his company with 20 employees for a couple million dollars. Not bad for a high school dropout.

He soon moved from his native Alabama to Atlanta and opened a new business called Outweb, which consulted with companies looking to make websites. A few years later in 2006, he helped found RockBridge Commercial Bank which ended up failing within three years.

Zalik struck gold when he founded GreenSky Credit which started to take off by 2013.

The biggest draw for customers of the innovative company is the offer of zero-interest financing for six months to two years. In addition, about 95% of customers are given a decision about their loan status on the spot which is useful when contractors are needed urgently.

GreenSky Credit CEO David Zalik wasn’t born with a silver spoon nor given a Harvard education, but using his determination and business intuition, he’s grown his companies from the ground up. With unbeatable leadership and happy customers, there is nothing standing in the way of GreenSky Credit.

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